Liability Claims Adjuster Job at Better Talent, Bozeman, MT

WnoxOUM5UVhOeEE3ZW9XMDlSUmxOMWROcFE9PQ==
  • Better Talent
  • Bozeman, MT

Job Description

 

COMPANY OVERVIEW:

Proper Insurance is a specialty property & casualty program manager (MGA) focused on short-term rental risks (e.g., Airbnb, VRBO). We’re known for white-glove claims service and pragmatic underwriting. If you like high standards, direct communication, and solving real customer problems, you’ll fit right in.

POSITION SUMMARY:

We’re hiring an experienced Liability Desk Adjuster to handle third-party claims end-to-end—coverage, liability evaluation, damages assessment, negotiation, and resolution. You will move files with urgency, make sound, defensible decisions, and own the customer experience without hand-holding.

RESPONSIBILITIES:

  • Manage a caseload of liability claims from FNOL to closure with accuracy, urgency, and empathy.
  • Analyze coverage against policy forms/endorsements; draft clear, defensible coverage positions and reservation/denial letters.
  • Plan and execute investigations: recorded statements, scene/doc reviews, witness interviews, social/open-source checks as appropriate.
  • Assess liability and comparative fault; apply jurisdictional standards and good-faith requirements.
  • Evaluate bodily injury and property damage exposures (specials/general damages, future meds, wage loss); validate causation.
  • Negotiate fair, timely settlements consistent with facts, policy, and venue; document rationale.
  • Set and adjust reserves based on exposure; surface outliers early with tight file discipline.
  • Coordinate vendors and experts (field, medical, biomech, surveillance) with precise instructions and accountability.
  • Manage litigated matters with panel counsel—strategy, discovery, budgets, reporting, and resolution planning.
  • Communicate proactively with insureds, claimants/attorneys, brokers, and internal stakeholders—no black holes.
  • Maintain meticulous notes, diary control, SLA compliance, and regulatory adherence.

QUALIFICATIONS:

  • Liability adjusting experience required handling GL/BI/PD claims.
  • Proven end-to-end file ownership: investigation, coverage analysis, valuation, negotiation, and closure.
  • Strong writing and negotiation skills; comfortable delivering hard news respectfully.
  • Working knowledge of claim regulations, time limits, and Unfair Claims Practices.
  • Technically diligent: disciplined diary, clean documentation, accurate data.
  • Active adjusting license(s) as required; ability to obtain additional licenses if needed.

COMPENSATION & BENEFITS:

Annual Salary: $70,000 - $120,000

Benefits:

  • Paid time off such as PTO, sick days, and vacation days
  • Health insurance
  • Life insurance
  • Dental insurance
  • Vision insurance
  • Retirement benefits or accounts
  • Healthcare spending or reimbursement accounts, such as HSAs, FSAs, and HRAs
  • Short term disability insurance
  • Workplace perks such as recreation activities, food and coffee, and flexible work schedules

Schedule: Full-Time. Generally, during business hours

Location: In-Office, Bozeman MT

Job Tags

Full time, Temporary work, Work at office, Flexible hours,

Similar Jobs

Scotlynn

Recruiter Job at Scotlynn

 ...Brief Description As a Scotlynn Recruiter you are responsible for identifying key players within the industry and building relationships...  ...requirements to drive applications & engagement. Review online portfolios and resumes to pre-screen candidates. Collaborate... 

Northrop Grumman

2026 Program Cost and Schedule Control Analyst Intern - Northridge CA Job at Northrop Grumman

 ...RELOCATION ASSISTANCE: No relocation assistance available CLEARANCE TYPE: None TRAVEL: Yes, 10% of the Time *Description * At Northrop Grumman, our employees have incredible opportunities to work on revolutionary systems that impact people's lives around the world... 

Talkiatry

Psychiatrist Job at Talkiatry

Talkiatry is led clinically by Dr. Georgia Gaveras, a board-certified child, adolescent and adult psychiatrist with an additional board-certification in addiction medicine. At Talkiatry, that means our psychiatrists are in control of their practice. Our support staff...

Regional Transit Service

Ontario Bus Mechanic B Job at Regional Transit Service

 ...and make necessary repairs or change buses. Repair and maintain bus radio, CAD/AVL, electronic sign and camera systems. Performs all...  ...maintenance experience and vocational training in automotive or diesel mechanics preferred but not required. Required to supply own hand tools.... 

Rasmussen University

Academic Advisor Job at Rasmussen University

 ...Academic Advisor Rasmussen University Ft. Myers, FL The Academic Advisor will provide students with general guidance and direction in an effort to promote student persistence, improve retention outcomes and support enrollment growth. This role will build strong...